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Highland Park Mortgage Calculator

Estimate your true cost of homeownership in Highland Park with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,506
P&I Payment$1,099
Taxes & Ins$216
Utilities$191
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Mortgage Details

$209,254
Local Median: $209,254
$41,851 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,506

Monthly Breakdown

Principal & Interest
$1,099
Property Taxes
$102
Homeowners Ins.
$114
Utilities
$191

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$228,174

Local Housing Facts for Highland Park

  • ·Median home value: $209,254 (adjusted for current market conditions)
  • ·Est. property taxes: $1,225/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,366/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,296/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Highland Park?

Based on the local median home value, estimated real estate property taxes in Highland Park are around $1,225 per year.

What is the average home price in Highland Park?

The median home value in Highland Park is currently estimated at $209,254.

How much does homeowners insurance cost in Highland Park?

For a median priced home, homeowners insurance in Highland Park averages around $1,366 annually.

What is the true total cost of owning a home in Highland Park?

True homeownership costs go beyond principal and interest. In Highland Park, a typical homeowner with a median-priced home of $209,254 can expect to pay roughly $1,225/yr in property taxes, $1,366/yr for homeowners insurance, and $2,296/yr in energy utilities. That adds approximately $407 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.