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Cost of Living in Hilltop

Is it better to rent or buy in Hilltop? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$46,250
$639/mo

Median in area: $639

$87,500

Median in area: $87,500

$17,500

If you Rent

$860 /mo
Base Rent$639
Est. Utilities$221
% of Income22.3%
Pre-tax Residual$2,994

If you Buy

$800 /mo
P&I (6.992%)$465
Taxes & Ins$114
Est. Utilities$221
% of Income20.8%
Pre-tax Residual$3,054

Cost of Living FAQs

Is it cheaper to rent or buy in Hilltop?

Based on median housing data, buying is currently more affordable on a monthly basis in Hilltop. The estimated all-in monthly cost for renting is $860, while owning a median-priced home with a 20% down payment is roughly $800 per month (a difference of $60).

How much do utilities cost in Hilltop?

The average monthly utility cost (electricity and natural gas) for a typical home in Hilltop is approximately $221. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Hilltop?

To comfortably afford the median rent and utilities in Hilltop without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $34,400 per year.