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Learn about the people, housing, costs and businesses in Hilltop, Minnesota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hilltop.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hilltop.
Find and compare lenders active near Hilltop.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hilltop.
Seismic risk and earthquake insurance estimates for Hilltop.
Wildfire exposure and insurance estimates for Hilltop.
As of today, the 30-year fixed mortgage rate for Hilltop is approximately 6.965% (7.004% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HilltopThe median home value in Hilltop is $254k. The median monthly rent is $1,185. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hilltop have increased 2.1% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,250/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $54k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hilltop is $71k/year.
Calculate your buying powerThe largest employment sectors in Hilltop are public administration (25%) and retail (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.