Local
Learn about the people, housing, costs and businesses in Hilltop Lakes, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hilltop Lakes.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hilltop Lakes.
Find and compare lenders active near Hilltop Lakes.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hilltop Lakes.
Seismic risk and earthquake insurance estimates for Hilltop Lakes.
Wildfire exposure and insurance estimates for Hilltop Lakes.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Hilltop Lakes is approximately 6.923% (6.960% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Hilltop LakesThe median home value in Hilltop Lakes is $236k. The median monthly rent is $923. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hilltop Lakes have increased 2.0% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $790/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hilltop Lakes is $61k/year.
Calculate your buying powerThe largest employment sectors in Hilltop Lakes are wholesale trade (19%) and public administration (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.