Local
Learn about the people, housing, costs and businesses in Hilmar-Irwin, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hilmar-Irwin.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hilmar-Irwin.
Find and compare lenders active near Hilmar-Irwin.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hilmar-Irwin.
Seismic risk and earthquake insurance estimates for Hilmar-Irwin.
Wildfire exposure and insurance estimates for Hilmar-Irwin.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Hilmar-Irwin is approximately 6.862% (6.897% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Hilmar-IrwinThe median home value in Hilmar-Irwin is $467k. The median monthly rent is $1,453. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hilmar-Irwin have increased 9.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,493/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $64k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hilmar-Irwin is $78k/year.
Calculate your buying powerThe largest employment sectors in Hilmar-Irwin are public administration (28%) and agriculture and mining (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.