Local
Learn about the people, housing, costs and businesses in Hoboken, New Jersey
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hoboken.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hoboken.
Find and compare lenders active near Hoboken.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hoboken.
Seismic risk and earthquake insurance estimates for Hoboken.
Wildfire exposure and insurance estimates for Hoboken.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Hoboken is approximately 6.804% (6.837% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HobokenThe median home value in Hoboken is $900k. The median monthly rent is $2,808. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hoboken have increased 12.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,095/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $133k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hoboken is $171k/year.
Calculate your buying powerThe largest employment sectors in Hoboken are healthcare (25%) and arts, food, and hospitality (22%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.