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Holladay Mortgage Calculator

Estimate your true cost of homeownership in Holladay with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,264
P&I Payment$921
Taxes & Ins$160
Utilities$183
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Mortgage Details

$172,041
Local Median: $172,041
$34,408 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,264

Monthly Breakdown

Principal & Interest
$921
Property Taxes
$49
Homeowners Ins.
$111
Utilities
$183

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$193,976

Local Housing Facts for Holladay

  • ·Median home value: $172,041 (adjusted for current market conditions)
  • ·Est. property taxes: $585/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,331/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,197/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Holladay?

Based on the local median home value, estimated real estate property taxes in Holladay are around $585 per year.

What is the average home price in Holladay?

The median home value in Holladay is currently estimated at $172,041.

How much does homeowners insurance cost in Holladay?

For a median priced home, homeowners insurance in Holladay averages around $1,331 annually.

What is the true total cost of owning a home in Holladay?

True homeownership costs go beyond principal and interest. In Holladay, a typical homeowner with a median-priced home of $172,041 can expect to pay roughly $585/yr in property taxes, $1,331/yr for homeowners insurance, and $2,197/yr in energy utilities. That adds approximately $343 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.