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Learn about the people, housing, costs and businesses in Holland, Iowa
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Holland.
True all-in cost — P&I, taxes, insurance & utilities for homes in Holland.
Find and compare lenders active near Holland.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Holland.
Seismic risk and earthquake insurance estimates for Holland.
Wildfire exposure and insurance estimates for Holland.
As of today, the 30-year fixed mortgage rate for Holland is approximately 6.978% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HollandThe median home value in Holland is $178k. The median monthly rent is $950. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Holland have increased 11.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,050/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $45k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Holland is $82k/year.
Calculate your buying powerThe largest employment sectors in Holland are public administration (26%) and agriculture and mining (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.