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Learn about the people, housing, costs and businesses in Holly Area, Michigan
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Holly Area.
True all-in cost — P&I, taxes, insurance & utilities for homes in Holly Area.
Find and compare lenders active near Holly Area.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Holly Area.
Seismic risk and earthquake insurance estimates for Holly Area.
Wildfire exposure and insurance estimates for Holly Area.
As of today, the 30-year fixed mortgage rate for Holly Area is approximately 6.990% (7.029% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Holly AreaThe median home value in Holly Area is $223k. The median monthly rent is $1,102. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Holly Area have increased 14.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,133/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $49k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Holly Area is $82k/year.
Calculate your buying powerThe largest employment sectors in Holly Area are public administration (21%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.