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Learn about the people, housing, costs and businesses in Holly, Michigan
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Holly.
True all-in cost — P&I, taxes, insurance & utilities for homes in Holly.
Find and compare lenders active near Holly.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Holly.
Seismic risk and earthquake insurance estimates for Holly.
Wildfire exposure and insurance estimates for Holly.
As of today, the 30-year fixed mortgage rate for Holly is approximately 6.898% (6.934% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HollyThe median home value in Holly is $192k. The median monthly rent is $992. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Holly have increased 13.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,011/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Holly is $64k/year.
Calculate your buying powerThe largest employment sectors in Holly are public administration (20%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.