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Learn about the people, housing, costs and businesses in Holt, Alabama
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Holt.
True all-in cost — P&I, taxes, insurance & utilities for homes in Holt.
Find and compare lenders active near Holt.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Holt.
Seismic risk and earthquake insurance estimates for Holt.
Wildfire exposure and insurance estimates for Holt.
As of today, the 30-year fixed mortgage rate for Holt is approximately 7.379% (7.432% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HoltThe median home value in Holt is $151k. The median monthly rent is $1,001. Annual property taxes average $496. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Holt have increased 7.3% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $817/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Holt is $47k/year.
Calculate your buying powerThe largest employment sectors in Holt are public administration (24%) and retail (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.