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Cost of Living in Holt County

Is it better to rent or buy in Holt County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$67,775
$729/mo

Median in area: $729

$165,421

Median in area: $165,421

$33,084

If you Rent

🔑
$1,034 /mo
Base Rent$729
Est. Utilities$305
% of Income18.3%
Pre-tax Residual$4,614

If you Buy

🏠
$1,430 /mo
P&I (7.138%)$893
Taxes & Ins$232
Est. Utilities$305
% of Income25.3%
Pre-tax Residual$4,218

Compare Nearby Areas

See how Holt County stacks up against neighboring areas.

countyWheeler County, NE
$509/mo
countyGarfield County, NE
$490/mo
countyAntelope County, NE
$721/mo
countyRock County, NE
$644/mo
countyBoyd County, NE
$713/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Holt County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Holt County. The estimated all-in monthly cost for renting is $1,034, while owning a median-priced home with a 20% down payment is roughly $1,430 per month (a difference of $396).

How much do utilities cost in Holt County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Holt County is approximately $305. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Holt County?›

To comfortably afford the median rent and utilities in Holt County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $41,360 per year.