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Learn about the people, housing, costs and businesses in Holts Summit, Missouri
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Holts Summit.
True all-in cost — P&I, taxes, insurance & utilities for homes in Holts Summit.
Find and compare lenders active near Holts Summit.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Holts Summit.
Seismic risk and earthquake insurance estimates for Holts Summit.
Wildfire exposure and insurance estimates for Holts Summit.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Holts Summit is approximately 6.962% (7.000% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Holts SummitThe median home value in Holts Summit is $236k. The median monthly rent is $993. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Holts Summit have increased 20.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,020/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Holts Summit is $88k/year.
Calculate your buying powerThe largest employment sectors in Holts Summit are public administration (18%) and healthcare (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.