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Learn about the people, housing, costs and businesses in Horace, Kansas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Horace.
True all-in cost — P&I, taxes, insurance & utilities for homes in Horace.
Find and compare lenders active near Horace.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Horace.
Seismic risk and earthquake insurance estimates for Horace.
Wildfire exposure and insurance estimates for Horace.
As of today, the 30-year fixed mortgage rate for Horace is approximately 6.905% (6.941% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HoraceThe median home value in Horace is $115k. The median monthly rent is $794. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $774/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Horace is $81k/year.
Calculate your buying powerThe largest employment sectors in Horace are public administration (31%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.