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Learn about the people, housing, costs and businesses in Horatio, Arkansas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Horatio.
True all-in cost — P&I, taxes, insurance & utilities for homes in Horatio.
Find and compare lenders active near Horatio.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Horatio.
Seismic risk and earthquake insurance estimates for Horatio.
Wildfire exposure and insurance estimates for Horatio.
As of today, the 30-year fixed mortgage rate for Horatio is approximately 6.998% (7.041% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HoratioThe median home value in Horatio is $153k. The median monthly rent is $615. Annual property taxes average $580. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Horatio have increased 13.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $548/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $23k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Horatio is $53k/year.
Calculate your buying powerThe largest employment sectors in Horatio are retail (24%) and public administration (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.