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Horry County Mortgage Calculator

Estimate your true cost of homeownership in Horry County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,298
P&I Payment$1,831
Taxes & Ins$321
Utilities$147
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Mortgage Details

$347,474
Local Median: $347,474
$69,495 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,298

Monthly Breakdown

Principal & Interest
$1,831
Property Taxes
$78
Homeowners Ins.
$243
Utilities
$147

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$381,098

Local Housing Facts for Horry County

  • ·Median home value: $347,474 (adjusted for current market conditions)
  • ·Est. property taxes: $940/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,912/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,758/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Horry County?

Based on the local median home value, estimated real estate property taxes in Horry County are around $940 per year.

What is the average home price in Horry County?

The median home value in Horry County is currently estimated at $347,474.

How much does homeowners insurance cost in Horry County?

For a median priced home, homeowners insurance in Horry County averages around $2,912 annually.

What is the true total cost of owning a home in Horry County?

True homeownership costs go beyond principal and interest. In Horry County, a typical homeowner with a median-priced home of $347,474 can expect to pay roughly $940/yr in property taxes, $2,912/yr for homeowners insurance, and $1,758/yr in energy utilities. That adds approximately $468 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.