Local
Learn about the people, housing, costs and businesses in Horse Creek, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Horse Creek.
True all-in cost — P&I, taxes, insurance & utilities for homes in Horse Creek.
Find and compare lenders active near Horse Creek.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Horse Creek.
Seismic risk and earthquake insurance estimates for Horse Creek.
Wildfire exposure and insurance estimates for Horse Creek.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Horse Creek is approximately 6.949% (6.987% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Horse CreekThe median home value in Horse Creek is $84k. The median monthly rent is $708. Annual property taxes average $825. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $630/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $27k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Horse Creek is $54k/year.
Calculate your buying powerThe largest employment sectors in Horse Creek are public administration (31%) and wholesale trade (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.