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Learn about the people, housing, costs and businesses in Hosmer, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hosmer.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hosmer.
Find and compare lenders active near Hosmer.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hosmer.
Seismic risk and earthquake insurance estimates for Hosmer.
Wildfire exposure and insurance estimates for Hosmer.
As of today, the 30-year fixed mortgage rate for Hosmer is approximately 6.940% (6.978% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HosmerThe median home value in Hosmer is $79k. The median monthly rent is $769. Annual property taxes average $849. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $725/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hosmer is $70k/year.
Calculate your buying powerThe largest employment sectors in Hosmer are public administration (22%) and healthcare (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.