Local
Learn about the people, housing, costs and businesses in Hot Sulphur Springs, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hot Sulphur Springs.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hot Sulphur Springs.
Find and compare lenders active near Hot Sulphur Springs.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hot Sulphur Springs.
Seismic risk and earthquake insurance estimates for Hot Sulphur Springs.
Wildfire exposure and insurance estimates for Hot Sulphur Springs.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Hot Sulphur Springs is approximately 6.872% (6.907% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Hot Sulphur SpringsThe median home value in Hot Sulphur Springs is $846k. The median monthly rent is $1,130. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hot Sulphur Springs have increased 13.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,562/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $67k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hot Sulphur Springs is $105k/year.
Calculate your buying powerThe largest employment sectors in Hot Sulphur Springs are public administration (24%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.