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Learn about the people, housing, costs and businesses in Houston, Texas
Select a topic to explore real data for Houston.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Houston.
Estimate payments for homes in Houston.
People, housing & businesses in Houston.
Find and compare lenders active near Houston.
Homeowners, flood & wildfire estimates for Houston.
Income, rent and all-in ownership costs for Houston.
FEMA flood zones and flood insurance estimates for Houston.
Seismic risk and earthquake insurance estimates for Houston.
Wildfire exposure and insurance estimates for Houston.
As of today, the 30-year fixed mortgage rate for Houston is approximately 6.860% (6.872% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HoustonThe median home value in Houston is $349k. The median monthly rent is $1,413. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Houston have increased 12.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,400/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $60k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Houston is $73k/year.
Calculate your buying powerThe largest employment sectors in Houston are public administration (20%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.