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Cost of Living in Humboldt County

Is it better to rent or buy in Humboldt County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$70,521
$772/mo

Median in area: $772

$161,315

Median in area: $161,315

$32,263

If you Rent

🔑
$1,025 /mo
Base Rent$772
Est. Utilities$253
% of Income17.4%
Pre-tax Residual$4,852

If you Buy

🏠
$1,393 /mo
P&I (7.298%)$885
Taxes & Ins$255
Est. Utilities$253
% of Income23.7%
Pre-tax Residual$4,484

Compare Nearby Areas

See how Humboldt County stacks up against neighboring areas.

countyHancock County, IA
$708/mo
countyPocahontas County, IA
$824/mo
countyWright County, IA
$822/mo
countyKossuth County, IA
$782/mo
countyWebster County, IA
$866/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Humboldt County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Humboldt County. The estimated all-in monthly cost for renting is $1,025, while owning a median-priced home with a 20% down payment is roughly $1,393 per month (a difference of $368).

How much do utilities cost in Humboldt County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Humboldt County is approximately $253. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Humboldt County?›

To comfortably afford the median rent and utilities in Humboldt County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $41,000 per year.