Local
Learn about the people, housing, costs and businesses in Hutchins, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hutchins.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hutchins.
Find and compare lenders active near Hutchins.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hutchins.
Seismic risk and earthquake insurance estimates for Hutchins.
Wildfire exposure and insurance estimates for Hutchins.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Hutchins is approximately 6.977% (7.016% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HutchinsThe median home value in Hutchins is $249k. The median monthly rent is $1,396. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hutchins have increased 8.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,296/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $56k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hutchins is $48k/year.
Calculate your buying powerThe largest employment sectors in Hutchins are wholesale trade (20%) and information and media (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.