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Iberia Parish Mortgage Calculator

Estimate your true cost of homeownership in Iberia Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,375
P&I Payment$957
Taxes & Ins$217
Utilities$200

Mortgage Details

$177,443
Local Median: $177,443
$35,489 (20%)
%

Local Area Costs

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Get a live quote priced specifically for Iberia Parish using Safe Rate's engine.

Monthly$1,375

Monthly Breakdown

Principal & Interest
$957
Property Taxes
$54
Homeowners Ins.
$164
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$202,719

Local Housing Facts for Iberia Parish

  • ·Median home value: $177,443 (adjusted for current market conditions)
  • ·Est. property taxes: $644/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,962/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Iberia Parish?

Based on the local median home value, estimated real estate property taxes in Iberia Parish are around $644 per year.

What is the average home price in Iberia Parish?

The median home value in Iberia Parish is currently estimated at $177,443.

How much does homeowners insurance cost in Iberia Parish?

For a median priced home, homeowners insurance in Iberia Parish averages around $1,962 annually.

What is the true total cost of owning a home in Iberia Parish?

True homeownership costs go beyond principal and interest. In Iberia Parish, a typical homeowner with a median-priced home of $177,443 can expect to pay roughly $644/yr in property taxes, $1,962/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $417 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.