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Learn about the people, housing, costs and businesses in Impact, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Impact.
True all-in cost — P&I, taxes, insurance & utilities for homes in Impact.
Find and compare lenders active near Impact.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Impact.
Seismic risk and earthquake insurance estimates for Impact.
Wildfire exposure and insurance estimates for Impact.
As of today, the 30-year fixed mortgage rate for Impact is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ImpactThe median home value in Impact is $239k. The median monthly rent is $1,313. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Impact have increased 7.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,272/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $55k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Impact is $67k/year.
Calculate your buying powerThe largest employment sectors in Impact are public administration (38%) and wholesale trade (6%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.