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Learn about the people, housing, costs and businesses in Ione, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ione.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ione.
Find and compare lenders active near Ione.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ione.
Seismic risk and earthquake insurance estimates for Ione.
Wildfire exposure and insurance estimates for Ione.
As of today, the 30-year fixed mortgage rate for Ione is approximately 6.869% (6.904% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for IoneThe median home value in Ione is $485k. The median monthly rent is $1,176. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ione have increased 1.6% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,867/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $80k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ione is $82k/year.
Calculate your buying powerThe largest employment sectors in Ione are public administration (15%) and wholesale trade (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.