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Learn about the people, housing, costs and businesses in Ionia, Kansas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ionia.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ionia.
Find and compare lenders active near Ionia.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ionia.
Seismic risk and earthquake insurance estimates for Ionia.
Wildfire exposure and insurance estimates for Ionia.
As of today, the 30-year fixed mortgage rate for Ionia is approximately 6.871% (6.906% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for IoniaThe median home value in Ionia is $65k. The median monthly rent is $608. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $574/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $25k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ionia is $53k/year.
Calculate your buying powerThe largest employment sectors in Ionia are public administration (32%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.