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Iron County Mortgage Calculator

Estimate your true cost of homeownership in Iron County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,114
P&I Payment$733
Taxes & Ins$176
Utilities$204
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Mortgage Details

$137,848
Local Median: $137,848
$27,570 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,114

Monthly Breakdown

Principal & Interest
$733
Property Taxes
$123
Homeowners Ins.
$53
Utilities
$204

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$153,688

Local Housing Facts for Iron County

  • ·Median home value: $137,848 (adjusted for current market conditions)
  • ·Est. property taxes: $1,474/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $641/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,453/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Iron County?

Based on the local median home value, estimated real estate property taxes in Iron County are around $1,474 per year.

What is the average home price in Iron County?

The median home value in Iron County is currently estimated at $137,848.

How much does homeowners insurance cost in Iron County?

For a median priced home, homeowners insurance in Iron County averages around $641 annually.

What is the true total cost of owning a home in Iron County?

True homeownership costs go beyond principal and interest. In Iron County, a typical homeowner with a median-priced home of $137,848 can expect to pay roughly $1,474/yr in property taxes, $641/yr for homeowners insurance, and $2,453/yr in energy utilities. That adds approximately $381 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.