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Isle of Palms Mortgage Calculator

Estimate your true cost of homeownership in Isle of Palms with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$11,768
P&I Payment$9,995
Taxes & Ins$1,567
Utilities$206
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Mortgage Details

$1,911,185
Local Median: $1,911,185
$382,237 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$11,768

Monthly Breakdown

Principal & Interest
$9,995
Property Taxes
$295
Homeowners Ins.
$1,272
Utilities
$206

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$2,069,292

Local Housing Facts for Isle of Palms

  • ·Median home value: $1,911,185 (adjusted for current market conditions)
  • ·Est. property taxes: $3,542/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $15,259/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,477/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Isle of Palms?

Based on the local median home value, estimated real estate property taxes in Isle of Palms are around $3,542 per year.

What is the average home price in Isle of Palms?

The median home value in Isle of Palms is currently estimated at $1,911,185.

How much does homeowners insurance cost in Isle of Palms?

For a median priced home, homeowners insurance in Isle of Palms averages around $15,259 annually.

What is the true total cost of owning a home in Isle of Palms?

True homeownership costs go beyond principal and interest. In Isle of Palms, a typical homeowner with a median-priced home of $1,911,185 can expect to pay roughly $3,542/yr in property taxes, $15,259/yr for homeowners insurance, and $2,477/yr in energy utilities. That adds approximately $1,773 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.