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Italy Mortgage Calculator

Estimate your true cost of homeownership in Italy with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,760
P&I Payment$1,360
Taxes & Ins$308
Utilities$93
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Mortgage Details

$257,370
Local Median: $257,370
$51,474 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,760

Monthly Breakdown

Principal & Interest
$1,360
Property Taxes
$199
Homeowners Ins.
$109
Utilities
$93

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$283,714

Local Housing Facts for Italy

  • ·Median home value: $257,370 (adjusted for current market conditions)
  • ·Est. property taxes: $2,388/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,302/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,114/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Italy?

Based on the local median home value, estimated real estate property taxes in Italy are around $2,388 per year.

What is the average home price in Italy?

The median home value in Italy is currently estimated at $257,370.

How much does homeowners insurance cost in Italy?

For a median priced home, homeowners insurance in Italy averages around $1,302 annually.

What is the true total cost of owning a home in Italy?

True homeownership costs go beyond principal and interest. In Italy, a typical homeowner with a median-priced home of $257,370 can expect to pay roughly $2,388/yr in property taxes, $1,302/yr for homeowners insurance, and $1,114/yr in energy utilities. That adds approximately $400 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.