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Learn about the people, housing, costs and businesses in Jamaica, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Jamaica.
True all-in cost — P&I, taxes, insurance & utilities for homes in Jamaica.
Find and compare lenders active near Jamaica.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Jamaica.
Seismic risk and earthquake insurance estimates for Jamaica.
Wildfire exposure and insurance estimates for Jamaica.
As of today, the 30-year fixed mortgage rate for Jamaica is approximately 7.016% (7.056% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for JamaicaThe median home value in Jamaica is $192k. The median monthly rent is $947. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Jamaica have increased 25.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $999/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Jamaica is $79k/year.
Calculate your buying powerThe largest employment sectors in Jamaica are public administration (22%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.