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Cost of Living in Johnson City

Is it better to rent or buy in Johnson City? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$59,464
$918/mo

Median in area: $918

$230,686

Median in area: $230,686

$46,137

If you Rent

🔑
$1,078 /mo
Base Rent$918
Est. Utilities$160
% of Income21.8%
Pre-tax Residual$3,877

If you Buy

🏠
$1,496 /mo
P&I (6.5%)$1,166
Taxes & Ins$170
Est. Utilities$160
% of Income30.2%
Pre-tax Residual$3,459

Cost of Living FAQs

Is it cheaper to rent or buy in Johnson City?

Based on median housing data, renting is currently more affordable on a monthly basis in Johnson City. The estimated all-in monthly cost for renting is $1,078, while owning a median-priced home with a 20% down payment is roughly $1,496 per month (a difference of $418).

How much do utilities cost in Johnson City?

The average monthly utility cost (electricity and natural gas) for a typical home in Johnson City is approximately $160. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Johnson City?

To comfortably afford the median rent and utilities in Johnson City without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $43,120 per year.