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Learn about the people, housing, costs and businesses in Kalaeloa, Hawaii
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kalaeloa.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kalaeloa.
Find and compare lenders active near Kalaeloa.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Kalaeloa is approximately 6.842% (6.876% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KalaeloaHome values in Kalaeloa have decreased 0.6% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,141/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $135k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kalaeloa is $90k/year.
Calculate your buying powerThe largest employment sectors in Kalaeloa are public administration (19%) and retail (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.