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Learn about the people, housing, costs and businesses in Kalispell, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kalispell.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kalispell.
Find and compare lenders active near Kalispell.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Kalispell.
Seismic risk and earthquake insurance estimates for Kalispell.
Wildfire exposure and insurance estimates for Kalispell.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Kalispell is approximately 6.851% (6.886% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KalispellThe median home value in Kalispell is $402k. The median monthly rent is $1,290. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Kalispell have increased 10.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,178/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $50k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kalispell is $62k/year.
Calculate your buying powerThe largest employment sectors in Kalispell are public administration (28%) and wholesale trade (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.