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Learn about the people, housing, costs and businesses in Kamaili, Hawaii
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kamaili.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kamaili.
Find and compare lenders active near Kamaili.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Kamaili.
Seismic risk and earthquake insurance estimates for Kamaili.
Wildfire exposure and insurance estimates for Kamaili.
As of today, the 30-year fixed mortgage rate for Kamaili is approximately 7.067% (7.109% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KamailiThe median home value in Kamaili is $327k. The median monthly rent is $1,166. Annual property taxes average $705. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Kamaili have increased 2.5% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $577/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $25k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kamaili is $35k/year.
Calculate your buying powerThe largest employment sectors in Kamaili are public administration (17%) and agriculture and mining (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.