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Learn about the people, housing, costs and businesses in Kamiah, Idaho
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kamiah.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kamiah.
Find and compare lenders active near Kamiah.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Kamiah.
Seismic risk and earthquake insurance estimates for Kamiah.
Wildfire exposure and insurance estimates for Kamiah.
As of today, the 30-year fixed mortgage rate for Kamiah is approximately 6.861% (6.896% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KamiahThe median home value in Kamiah is $221k. The median monthly rent is $715. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Kamiah have increased 7.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $710/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kamiah is $40k/year.
Calculate your buying powerThe largest employment sectors in Kamiah are public administration (25%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.