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Cost of Living in Kansas

Is it better to rent or buy in Kansas? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$73,066
$749/mo

Median in area: $749

$124,600

Median in area: $124,600

$24,920

If you Rent

🔑
$1,109 /mo
Base Rent$749
Est. Utilities$360
% of Income18.2%
Pre-tax Residual$4,980

If you Buy

🏠
$1,217 /mo
P&I (7.073%)$668
Taxes & Ins$189
Est. Utilities$360
% of Income20.0%
Pre-tax Residual$4,872

Cost of Living FAQs

Is it cheaper to rent or buy in Kansas?›

Based on median housing data, renting is currently more affordable on a monthly basis in Kansas. The estimated all-in monthly cost for renting is $1,109, while owning a median-priced home with a 20% down payment is roughly $1,217 per month (a difference of $108).

How much do utilities cost in Kansas?›

The average monthly utility cost (electricity and natural gas) for a typical home in Kansas is approximately $360. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Kansas?›

To comfortably afford the median rent and utilities in Kansas without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $44,360 per year.