Local
Learn about the people, housing, costs and businesses in Kapalua, Hawaii
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kapalua.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kapalua.
Find and compare lenders active near Kapalua.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Kapalua.
Seismic risk and earthquake insurance estimates for Kapalua.
Wildfire exposure and insurance estimates for Kapalua.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Kapalua is approximately 6.817% (6.850% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KapaluaThe median home value in Kapalua is $952k. The median monthly rent is $2,461. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Kapalua have increased 6.3% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,310/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $99k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kapalua is $137k/year.
Calculate your buying powerThe largest employment sectors in Kapalua are healthcare (15%) and education (7%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.