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Learn about the people, housing, costs and businesses in Karnes, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Karnes.
True all-in cost — P&I, taxes, insurance & utilities for homes in Karnes.
Find and compare lenders active near Karnes.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Karnes.
Seismic risk and earthquake insurance estimates for Karnes.
Wildfire exposure and insurance estimates for Karnes.
As of today, the 30-year fixed mortgage rate for Karnes is approximately 6.961% (7.002% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KarnesThe median home value in Karnes is $99k. The median monthly rent is $674. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $633/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $27k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Karnes is $57k/year.
Calculate your buying powerThe largest employment sectors in Karnes are public administration (22%) and agriculture and mining (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.