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Kauai County Mortgage Calculator

Estimate your true cost of homeownership in Kauai County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$6,091
P&I Payment$5,604
Taxes & Ins$252
Utilities$235
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Mortgage Details

$1,075,627
Local Median: $1,075,627
$215,125 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,091

Monthly Breakdown

Principal & Interest
$5,604
Property Taxes
$155
Homeowners Ins.
$97
Utilities
$235

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,156,973

Local Housing Facts for Kauai County

  • ·Median home value: $1,075,627 (adjusted for current market conditions)
  • ·Est. property taxes: $1,864/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,161/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,818/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Kauai County?

Based on the local median home value, estimated real estate property taxes in Kauai County are around $1,864 per year.

What is the average home price in Kauai County?

The median home value in Kauai County is currently estimated at $1,075,627.

How much does homeowners insurance cost in Kauai County?

For a median priced home, homeowners insurance in Kauai County averages around $1,161 annually.

What is the true total cost of owning a home in Kauai County?

True homeownership costs go beyond principal and interest. In Kauai County, a typical homeowner with a median-priced home of $1,075,627 can expect to pay roughly $1,864/yr in property taxes, $1,161/yr for homeowners insurance, and $2,818/yr in energy utilities. That adds approximately $487 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.