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Cost of Living in Kaunakakai

Is it better to rent or buy in Kaunakakai? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$77,422
$878/mo

Median in area: $878

$386,500

Median in area: $386,500

$77,300

If you Rent

$1,132 /mo
Base Rent$878
Est. Utilities$254
% of Income17.5%
Pre-tax Residual$5,320

If you Buy

$2,420 /mo
P&I (6.928%)$2,042
Taxes & Ins$124
Est. Utilities$254
% of Income37.5%
Pre-tax Residual$4,032

Cost of Living FAQs

Is it cheaper to rent or buy in Kaunakakai?

Based on median housing data, renting is currently more affordable on a monthly basis in Kaunakakai. The estimated all-in monthly cost for renting is $1,132, while owning a median-priced home with a 20% down payment is roughly $2,420 per month (a difference of $1,288).

How much do utilities cost in Kaunakakai?

The average monthly utility cost (electricity and natural gas) for a typical home in Kaunakakai is approximately $254. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Kaunakakai?

To comfortably afford the median rent and utilities in Kaunakakai without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $45,280 per year.