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Kelly Ridge Mortgage Calculator

Estimate your true cost of homeownership in Kelly Ridge with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$2,329

P&I Payment$1,825

Taxes & Ins$259

Utilities$245

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$345,103

Local Median: $345,103

Down Payment$69,021 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,114

Homeowners Ins. / yr$993

Include Flood InsuranceOptional

Estimated based on Kelly Ridge FEMA risk profiles.

Include Est. Utilities$2,941/yr

Based on DOE LEAD data for Kelly Ridge.

Monthly$2,329

Monthly Breakdown

Principal & Interest

$1,825

Property Taxes

$176

Homeowners Ins.

$83

Utilities

$245

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$380,760

Local Housing Facts for Kelly Ridge

·Median home value: $345,103 (adjusted for current market conditions)
·Est. property taxes: $2,114/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $993/yr — based on local per-$1K premium rates
·Energy utilities: $2,941/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Kelly Ridge?

Based on the local median home value, estimated real estate property taxes in Kelly Ridge are around $2,114 per year.

What is the average home price in Kelly Ridge?

The median home value in Kelly Ridge is currently estimated at $345,103.

How much does homeowners insurance cost in Kelly Ridge?

For a median priced home, homeowners insurance in Kelly Ridge averages around $993 annually.

What is the true total cost of owning a home in Kelly Ridge?

True homeownership costs go beyond principal and interest. In Kelly Ridge, a typical homeowner with a median-priced home of $345,103 can expect to pay roughly $2,114/yr in property taxes, $993/yr for homeowners insurance, and $2,941/yr in energy utilities. That adds approximately $504 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.