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Learn about the people, housing, costs and businesses in Kemp, Oklahoma
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kemp.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kemp.
Find and compare lenders active near Kemp.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Kemp.
Seismic risk and earthquake insurance estimates for Kemp.
Wildfire exposure and insurance estimates for Kemp.
As of today, the 30-year fixed mortgage rate for Kemp is approximately 6.965% (7.004% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KempThe median home value in Kemp is $137k. The median monthly rent is $839. Annual property taxes average $763. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Kemp have increased 11.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $656/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $28k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kemp is $63k/year.
Calculate your buying powerThe largest employment sectors in Kemp are public administration (27%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.