Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Kennebunk Mortgage Calculator

Estimate your true cost of homeownership in Kennebunk with localized property taxes, insurance, and utility data.

← Back to Kennebunk Hub
Est. Total Monthly Cost
$4,262
P&I Payment$3,518
Taxes & Ins$567
Utilities$177
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Kennebunk scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$671,804
Local Median: $671,804
$134,361 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,262

Monthly Breakdown

Principal & Interest
$3,518
Property Taxes
$436
Homeowners Ins.
$131
Utilities
$177

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$728,929

Local Housing Facts for Kennebunk

  • ·Median home value: $671,804 (adjusted for current market conditions)
  • ·Est. property taxes: $5,236/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,571/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,129/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Kennebunk?

Based on the local median home value, estimated real estate property taxes in Kennebunk are around $5,236 per year.

What is the average home price in Kennebunk?

The median home value in Kennebunk is currently estimated at $671,804.

How much does homeowners insurance cost in Kennebunk?

For a median priced home, homeowners insurance in Kennebunk averages around $1,571 annually.

What is the true total cost of owning a home in Kennebunk?

True homeownership costs go beyond principal and interest. In Kennebunk, a typical homeowner with a median-priced home of $671,804 can expect to pay roughly $5,236/yr in property taxes, $1,571/yr for homeowners insurance, and $2,129/yr in energy utilities. That adds approximately $745 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.