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Kerrville Mortgage Calculator

Estimate your true cost of homeownership in Kerrville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,293
P&I Payment$1,764
Taxes & Ins$395
Utilities$134
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Mortgage Details

$334,114
Local Median: $334,114
$66,823 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,293

Monthly Breakdown

Principal & Interest
$1,764
Property Taxes
$284
Homeowners Ins.
$112
Utilities
$134

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$367,605

Local Housing Facts for Kerrville

  • ·Median home value: $334,114 (adjusted for current market conditions)
  • ·Est. property taxes: $3,402/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,339/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,609/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Kerrville?

Based on the local median home value, estimated real estate property taxes in Kerrville are around $3,402 per year.

What is the average home price in Kerrville?

The median home value in Kerrville is currently estimated at $334,114.

How much does homeowners insurance cost in Kerrville?

For a median priced home, homeowners insurance in Kerrville averages around $1,339 annually.

What is the true total cost of owning a home in Kerrville?

True homeownership costs go beyond principal and interest. In Kerrville, a typical homeowner with a median-priced home of $334,114 can expect to pay roughly $3,402/yr in property taxes, $1,339/yr for homeowners insurance, and $1,609/yr in energy utilities. That adds approximately $529 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.