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Keysville Mortgage Calculator

Estimate your true cost of homeownership in Keysville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,009
P&I Payment$707
Taxes & Ins$113
Utilities$189
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Mortgage Details

$134,981
Local Median: $134,981
$26,996 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,009

Monthly Breakdown

Principal & Interest
$707
Property Taxes
$60
Homeowners Ins.
$53
Utilities
$189

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$146,640

Local Housing Facts for Keysville

  • ·Median home value: $134,981 (adjusted for current market conditions)
  • ·Est. property taxes: $718/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $638/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,270/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Keysville?

Based on the local median home value, estimated real estate property taxes in Keysville are around $718 per year.

What is the average home price in Keysville?

The median home value in Keysville is currently estimated at $134,981.

How much does homeowners insurance cost in Keysville?

For a median priced home, homeowners insurance in Keysville averages around $638 annually.

What is the true total cost of owning a home in Keysville?

True homeownership costs go beyond principal and interest. In Keysville, a typical homeowner with a median-priced home of $134,981 can expect to pay roughly $718/yr in property taxes, $638/yr for homeowners insurance, and $2,270/yr in energy utilities. That adds approximately $302 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.