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Kihei Mortgage Calculator

Estimate your true cost of homeownership in Kihei with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$6,492
P&I Payment$6,026
Taxes & Ins$229
Utilities$237
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Mortgage Details

$1,150,747
Local Median: $1,150,747
$230,149 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,492

Monthly Breakdown

Principal & Interest
$6,026
Property Taxes
$138
Homeowners Ins.
$91
Utilities
$237

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,248,598

Local Housing Facts for Kihei

  • ·Median home value: $1,150,747 (adjusted for current market conditions)
  • ·Est. property taxes: $1,659/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,089/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,849/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Kihei?

Based on the local median home value, estimated real estate property taxes in Kihei are around $1,659 per year.

What is the average home price in Kihei?

The median home value in Kihei is currently estimated at $1,150,747.

How much does homeowners insurance cost in Kihei?

For a median priced home, homeowners insurance in Kihei averages around $1,089 annually.

What is the true total cost of owning a home in Kihei?

True homeownership costs go beyond principal and interest. In Kihei, a typical homeowner with a median-priced home of $1,150,747 can expect to pay roughly $1,659/yr in property taxes, $1,089/yr for homeowners insurance, and $2,849/yr in energy utilities. That adds approximately $466 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.