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Kilgore Mortgage Calculator

Estimate your true cost of homeownership in Kilgore with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,415

P&I Payment$921

Taxes & Ins$289

Utilities$205

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Mortgage Details

Home Price$173,088

Local Median: $173,088

Down Payment$34,618 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,007

Homeowners Ins. / yr$1,464

Include Flood InsuranceOptional

Estimated based on Kilgore FEMA risk profiles.

Include Est. Utilities$2,462/yr

Based on DOE LEAD data for Kilgore.

Monthly$1,415

Monthly Breakdown

Principal & Interest

$921

Property Taxes

$167

Homeowners Ins.

$122

Utilities

$205

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$193,112

Local Housing Facts for Kilgore

·Median home value: $173,088 (adjusted for current market conditions)
·Est. property taxes: $2,007/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,464/yr — based on local per-$1K premium rates
·Energy utilities: $2,462/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Kilgore?

Based on the local median home value, estimated real estate property taxes in Kilgore are around $2,007 per year.

What is the average home price in Kilgore?

The median home value in Kilgore is currently estimated at $173,088.

How much does homeowners insurance cost in Kilgore?

For a median priced home, homeowners insurance in Kilgore averages around $1,464 annually.

What is the true total cost of owning a home in Kilgore?

True homeownership costs go beyond principal and interest. In Kilgore, a typical homeowner with a median-priced home of $173,088 can expect to pay roughly $2,007/yr in property taxes, $1,464/yr for homeowners insurance, and $2,462/yr in energy utilities. That adds approximately $494 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.