Local
Learn about the people, housing, costs and businesses in Kilmichael, Mississippi
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kilmichael.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kilmichael.
Find and compare lenders active near Kilmichael.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Kilmichael.
Seismic risk and earthquake insurance estimates for Kilmichael.
Wildfire exposure and insurance estimates for Kilmichael.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Kilmichael is approximately 6.966% (7.008% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KilmichaelThe median home value in Kilmichael is $156k. The median monthly rent is $1,032. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Kilmichael have increased 6.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $885/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kilmichael is $52k/year.
Calculate your buying powerThe largest employment sectors in Kilmichael are public administration (21%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.