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King County Mortgage Calculator

Estimate your true cost of homeownership in King County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,761
P&I Payment$4,943
Taxes & Ins$668
Utilities$150
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Mortgage Details

$979,679
Local Median: $979,679
$195,936 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,761

Monthly Breakdown

Principal & Interest
$4,943
Property Taxes
$589
Homeowners Ins.
$79
Utilities
$150

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$995,912

Local Housing Facts for King County

  • ·Median home value: $979,679 (adjusted for current market conditions)
  • ·Est. property taxes: $7,068/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $948/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,798/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in King County?

Based on the local median home value, estimated real estate property taxes in King County are around $7,068 per year.

What is the average home price in King County?

The median home value in King County is currently estimated at $979,679.

How much does homeowners insurance cost in King County?

For a median priced home, homeowners insurance in King County averages around $948 annually.

What is the true total cost of owning a home in King County?

True homeownership costs go beyond principal and interest. In King County, a typical homeowner with a median-priced home of $979,679 can expect to pay roughly $7,068/yr in property taxes, $948/yr for homeowners insurance, and $1,798/yr in energy utilities. That adds approximately $818 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.