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Kittery Mortgage Calculator

Estimate your true cost of homeownership in Kittery with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,801
P&I Payment$3,109
Taxes & Ins$498
Utilities$194
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Mortgage Details

$593,676
Local Median: $593,676
$118,735 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,801

Monthly Breakdown

Principal & Interest
$3,109
Property Taxes
$382
Homeowners Ins.
$116
Utilities
$194

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$644,158

Local Housing Facts for Kittery

  • ·Median home value: $593,676 (adjusted for current market conditions)
  • ·Est. property taxes: $4,583/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,393/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,327/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Kittery?

Based on the local median home value, estimated real estate property taxes in Kittery are around $4,583 per year.

What is the average home price in Kittery?

The median home value in Kittery is currently estimated at $593,676.

How much does homeowners insurance cost in Kittery?

For a median priced home, homeowners insurance in Kittery averages around $1,393 annually.

What is the true total cost of owning a home in Kittery?

True homeownership costs go beyond principal and interest. In Kittery, a typical homeowner with a median-priced home of $593,676 can expect to pay roughly $4,583/yr in property taxes, $1,393/yr for homeowners insurance, and $2,327/yr in energy utilities. That adds approximately $692 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.